Saturday, April 9, 2011

Cut Your Monthly Spending at Home

Cable TV -- saved $125
I had never been happy with our local service provider and the lack of customer service. I was even less thrilled by the $165 monthly bill that would inexplicably change by $3 to $5 each billing cycle. I called around and discovered that I could get satellite TV for $40 per month. This was a savings of $125.
Landline -- saved $90
As we continued walking through our home looking for things that could be reduced or eliminated, we kept passing by that relic on the wall known as a landline. I didn't even think of it because everyone we knew called us on our cellphones. We were paying $90 a month for something that we almost never used. It had to go.
Cellphones -- saved $165
While in awe of how we were throwing money away on our useless landline, our attention turned to our faithful cellphones. It never dawned on us that we were paying an outrageous $265 per month for our two phones. We called our service providers, and they offered us a consolidated plan for around $190. I called a prepaid cellphone provider and found that it covered all the major cities that we traveled to, and it would provide unlimited everything for a combined $100. This was a savings of $165.
Auto insurance -- saved $40
While watching our overpriced cable TV, I saw a commercial. Maybe you've seen it. There's a little lizard claiming that he could save you a ton of money on car insurance. Not believing this, I called. The company said it could provide me with the exact same coverage for half the $80 per month that I was paying. I signed up and promptly told my previous insurance provider that I no longer needed his services. He offered to drop my rate to $55. I canceled anyway and pocketed $40 in savings.
Homeowner insurance -- saved $83
After the phone call about my auto insurance, I checked my homeowner insurance. I reviewed my policy and called a competitor and then another followed by another. I became extremely irritated. I was paying around $1,800 a year for my policy. Every single company I called not only would save me at least $800, they would also include coverage options that I didn't have. In the end, I got a much better policy and saved about $1,000.

4 comments:

  1. I'm from Los Angeles. These are great tips but what about needing money to pay for credit cards or mortgage.

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  2. Hi Robert. I am in Irvine but needed quick cash loan and got one through a car title or auto pink slip loan company. I used Trading Financial Credit based in los angeles. See the link below, hope this helps.


    http://consumerwatchdogreport.blogspot.com/2011/04/car-deals-for-april-2011.html#comments

    ReplyDelete
  3. Hey Robert, I completely agree with what Alice said. I've used Trading Financial, it's exactly what she said. If you own your pink slip you can get a quick loan, even with bad credit (like myself). I used the branch in Los Angeles, and they are very friendly. So you should try it out.
    http://www.tfciloan.com/apply.php

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  4. I don't know about Trading Financial, but I've used 1-800-loanmart and they SUCK. They have horrible customer service and even worse business ethics. I took out a small $3,000 loan, and they wanted me to take 2 years to pay it off, in the end I would be paying $10,000. NOT WORTH it.

    ReplyDelete